Educational Plan you can count on : PRODIGY

Have you secured your child's education?

Provide a good future for your children through PRODIGY Education Plan. 

PRODIGY is the flexible education plan that offers comprehensive programs for education funding: elementary, high school, 2-year college, 4-year college or 5-year college plan. 

How does PRODIGY benefit you? 

EDUCATIONAL BENEFITS
The Planholder gets a guaranteed amount payable every year to the planholder according to the chosen Education program. 

One year after the Plan Availment Date and every year thereafter, the amount of Educational Benefit Payable shall increase by Twenty-Five Percent (25%) of the value of the Educational Benefit for the immediately preceding school year. 

DIVIDENDS 
You have the potential to add value to your Education Benefit through dividends. You start earning dividends as early as the second year of your policy. These funds are available for you to use anytime! 

In claiming the dividends, planholder has 2 options: 

1. Leave to accumulate -  The dividends are left with the company to accumulate interest. 
2. Receive in Cash - Dividends declared each year will be paid out by the company.

INSURANCE BENEFITS
Protect your family from the unexpected through our comprehensive insurance coverage. 

1. Term Insurance
It is equal to 100% of the Pre-Need Price.  If the planholder dies during the paying period or before the age of 65 years old, the beneficiaries will receive the amount equivalent to the Pre-Need Price.  If death occurs after age 65 and before age 70, the Term Insurance Benefit will be equal to 50% of the Pre-Need Price. 

2. Credit Life (Waiver of Installment upon death) 
If the planholder dies during the paying period and before age 65, the balance is waived, rendering the plan fully paid.

3. Disability Benefit (Waiver of Installment Upon Disability)
If the planholder becomes totally and permanently disabled for a period of at least 6 months (before age 65) during the paying period, all succeeding installments will be waived.